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  • Writer's pictureStephen Roddy

How does life insurance work?

Updated: Feb 3, 2021

You buy house insurance to protect your bricks and motor and car insurance to protect a lump of metal, both of which are necessary by law, but what about insurance to protect your loved ones financial security?

While many people think they need life insurance, their lack of understanding causes them to overestimate the cost. In fact, according to Aviva, perceptions of affordability and value often discourage people from purchasing life insurance.

If family members or a loved one depends on your income, or you want to make certain that they're taken care of financially in case you die, life insurance is worth considering.

To help you resolve the question if a life insurance policy makes sense for the financial needs of your loved ones, here’s a synopsis of everything you need to know about life insurance so you can make an informed decision about purchasing a policy.

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