LANDLORDS INSURANCE NORTHERN IRELAND & UK

LEGAL EXPENSES, RENT GUARANTEE AND EVICTION OF SQUATTERS.

If you insure your buildings or contents via me, I can give you advice on taking out upgraded cover for legal expenses, rent guarantee and eviction of squatters.

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WHAT INSURANCE DO I NEED AS A LANDLORD?

Although there's no legal requirement for a landlord to have a landlord insurance policy, a normal home insurance policy won't cover you if you are renting to tenants. If you let to tenants without dedicated landlord insurance you are running a risk.

IS IT WORTH GETTING LANDLORD INSURANCE?

If you rent out a property, it's a good idea to have landlord insurance. It covers lots of the same things that your regular home insurance does but it goes further, covering the risks that come with a rental business too – whether you rent out one house or ten flats.

LEGAL EXPENSES

Some insurers provide cover for irrecoverable costs and fees to pursue or defend claims involving breach of tenancy agreement.

RENT GUARANTEE

Some insurers provide cover for unpaid rent in excess of one month up to 12 months or until vacant possession is gained, whichever happens first.

EVICTION OF SQUATTERS

To negotiate for your legal rights to evict anyone who is not your tenant or ex-tenant from your property and who has not got your permission to be there.