Life insurance pays out a lump sum to your dependants should you pass away during the term of the policy. The cost of a policy is determined by a number of factors including your age, health and lifestyle.
I'm an independent financial advisor in Belfast, Northern Ireland.
I represent Vantage Health and Life who work under the umbrella of the Right Mortgage Network, one of the largest networks in the UK, this gives us access some of the best life insurance policies with competitive premiums for mortgage protection insurance and life assurance, all of which have comprehensive cover to make sure that you have good protection in place should you need to make a claim.
CRITICAL ILLNESS COVER
Critical illness cover, also known as critical illness insurance, is a
policy which covers serious illnesses. It can pay out a lump sum if you're diagnosed with an illness that meets the policies definition.
Taking out Income Protection Insurance means you'll be paid a monthly, tax-free income if you are signed off by your doctor as being unable to work due to illness or injury.
Competitive quotes on insuring your home and its belongings.
Homeowners insurance is a form of property insurance that covers losses and damages to an individual's house and to assets in the home.
Relevant life cover offers a tax efficient way for an employer, usually a small business, to provide life cover for an employee. For example, a Director is an employee of a Ltd company.
Designed to protect a company from the potentially damaging financial implications of one of its shareholders' or partners' death, shareholder (otherwise also known as director share or ownership) protection insurance typically consists of life insurance to which critical illness cover may be added.
WHY YOU SHOULD CHOOSE
Unlike insurance agents, as an advisor I work for you rather than the insurance companies.
As a Financial Advisor I use my knowledge and experience to help you assess your unique insurance needs, find the best coverage and value, and can assist you when making a claim.
Working under the banner of the Primis Mortgage Network enables me to retrieve more competitive quotes in the market place from Defaqto rated insurers. Defaqto is a service that compares financial products. It then gives them a star rating based on the features and benefits they offer, with 5 stars being the top rating.
WHO REGULATES ME?
I represent Vantage Health who are an Appointed Representative of PRIMIS Mortgage Network,
a trading name of First Complete Limited, which is authorised and regulated by the
Financial Conduct Authority
First Complete Limited’s permitted business is advising and arranging mortgages and
non-investment insurance advice.
You can check this on the Financial Services Register
by visiting the FCA’s website www.fca.org.uk or by contacting the FCA on 0800 1116768.