COMPARE LIFE INSURANCE
STEPHEN RODDY
INSURANCE BROKER
ABOUT ME
I'm a financial advisor in Belfast, Northern Ireland.
I can help if you need to compare life insurance, critical illness cover, income protection or business protection.
I represent Vantage Health and Life who are a trading style of 1st Call 4 Mortgages (UK) Ltd who are a directly authorised firm under the FCA, this gives me access some of the best life insurance providers for protection against death and serious illness, all of which have comprehensive cover to make sure that you have good protection in place should you need to make a claim.
LIFE INSURANCE
Life insurance pays out a lump sum to your dependants should you pass away during the term of the policy. The cost of a policy is determined by a number of factors including your age, health and lifestyle.
CRITICAL ILLNESS COVER
Critical illness cover, also known as critical illness insurance, is a
policy which covers serious illnesses. It can pay out a lump sum if you're diagnosed with an illness that meets the policies definition.
INCOME
PROTECTION
Taking out Income Protection Insurance means you'll be paid a monthly, tax-free income if you are signed off by your doctor as being unable to work due to illness or injury.
WHOLE OF LIFE
INSURANCE
Whole-of-life insurance is designed to last as long as you do. You pay in a premium every month and when you die, the policy pays out a lump sum to your loved ones.
HOME
INSURANCE
Competitive quotes on insuring your home and its belongings.
Homeowners insurance is a form of property insurance that covers losses and damages to an individual's house and to assets in the home.
LANDLORDS
INSURANCE
If you insure your buildings or contents via me, you can also choose to take out extra cover for legal expenses, rent guarantee and eviction of squatters.
RELEVANT
LIFE INSURANCE
Relevant life cover offers a tax efficient way for an employer, usually a small business, to provide life cover for an employee. For example, a Director is an employee of a Ltd company.
SHAREHOLDER
PROTECTION
Designed to protect a company from the potentially damaging financial implications of one of its shareholders' or partners' death, shareholder (otherwise also known as director share or ownership) protection insurance typically consists of life insurance to which critical illness cover may be added.
WHY YOU SHOULD CHOOSE
AN ADVISOR
Unlike insurance agents, as an advisor I work for you rather than the insurance companies.
As a Financial Advisor I use my knowledge and experience to help you assess your unique insurance needs, find the best coverage and value, and can assist you when making a claim.
COMPARING INSURERS
Working under the banner of the The 1st Call 4 Mortgages (UK) Ltd enables me to retrieve competitive quotes in the market place from Defaqto rated insurers. Defaqto is a service that compares financial products. It then gives them a star rating based on the features and benefits they offer, with 5 stars being the top rating.
WHO REGULATES ME?
I represent Vantage Health Ltd who are a trading style of 1st Call 4 Mortgages (UK) Ltd,
who are authorised and regulated by the Financial Conduct Authority.
1st Call 4 Mortgages (UK) limited’s permitted business is advising and arranging mortgages and
non-investment insurance advice.
You can check this on the Financial Services Register
by visiting the FCA’s website www.fca.org.uk or by contacting the FCA on 0800 1116768.
Customer reviews
August 2020
Ciaran Nelson
